Products and Programs

Our dedicated team of specialists is committed to elevating accessibility to insurance products and programs tailored to the distinct requirements of your community. Through meticulous efforts and a deep understanding of local dynamics, we strive to create initiatives that cater to your community's specific needs, fostering a comprehensive and customized approach to insurance solutions.
 
We aim to provide options that address diverse challenges and requirements by offering the following:
  • A dedicated in-house underwriting team
  • Coverage enhancements and long-term pricing stability
  • Expertise in Community Association insurance placements
  • Strong relationships with A-rated carriers
 

Insurance Programs

Insurance coverage is one of the most critical aspects of maintaining a well-managed community association. FirstService Financial goes beyond just placing policies; they also offer education and safety programs that can help prevent losses from occurring, as well as policy reviews for you during renewal season.
 
At FS Insurance Brokers, our deep industry know-how and solid connections with leading insurance companies empower us to create, discuss, and implement property programs tailored to specific regions. We use data that shows consistently better-than-average claims performance in the FirstService Residential portfolio. This allows us to influence the insurance approval process positively, improving coverage for these programs without sacrificing competitive pricing.
 
FS Insurance Brokers also provides training and educational opportunities to FirstService Residential. Through these programs, we are able to reinforce loss prevention and mitigation as a part of their daily property management routine.
 

Insurance Products

FS Insurance Brokers also offers insurance products to FirstService Residential managed properties provided by our in-house underwriting team or through a highly rated carrier, and coverage has been specifically designed to meet the needs of our clients. 
 
FS Insurance Brokers insurance recommendations are aimed to follow these guiding principles:
  1. Protect association and board member assets
  2. Promote healthy financials and business continuity
  3. Educate board members and residents on potential risk exposures
  4. Build a comprehensive insurance program with minimal impact on the association budget
  5. Reduce long-term insurance costs to the association
The following is an overview of insurance by policy type, what those policies cover, why they are important, and how they apply to your community.

 

  • Lighting upgrades
  • Lobby renovations
  • Hallway redesigns
  • Elevator modernizations
  • Apartment renovations
  • Pre-closing inspections
  • Building conversions
  • Commercial fit-outs
  • Punchlist services
  • Facade upgrades and remediation
  • Local Law 11 / FISP inspections
  • Repair and replacement projects for building roofs, windows, balconies, and parking garages
  • Waterproofing
  • Sidewalk upgrades, repairs, and expansions
  • Flood damage
  • Fire damage
  • Wind-related repairs
  • Natural gas conversions
  • Cogeneration and domestic hot water projects
  • Emergency generator installations
  • Green roof installations
  • Solar energy retrofits and installations


Contact us to learn more about obtaining the right product or program for your community.

Insurance

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Let us show you how FS Insurance Brokers can serve your community.